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SBA Fees for 2025 - No Fees on Loans Under $1 Million!
Today, Administrator Isabel Casillas Guzman, head of the U.S. Small Business Administration (SBA) and the voice in President Biden's...

Rob Philion
1 min read


Small Business Is Making a Comeback -- and It's About Damn Time
The shift from 'startup' to 'small business' mentality is real and necessary. Does the word "startup" make you cringe? A colleague of...

Rob Philion
6 min read


Big US banks withstand Fed's commercial real estate shock scenario
NEW YORK, June 26 (Reuters) - Big U.S. banks survived a hypothetical 40% drop in commercial real estate values as a part of the U.S....

Rob Philion
1 min read


Commercial mortgage lending to jump 29% in 2024 after slowest year in a decade, Mortgage Bankers Association says
Commercial mortgage borrowing will rise 29% this year, the Mortgage Bankers Association estimates. That's still below levels since 2017,...

Rob Philion
2 min read


Minimum Fico Scores
Don't disqualify yourself or your business by not knowing all the facts and each of your options To gain entree to the lowest rates on...

Rob Philion
1 min read


May 2024 Commercial Real Estate Market Insights
The commercial real estate (CRE) market entered the second quarter of the year with persistently rising vacancy rates and slowing rent...

Rob Philion
1 min read


Lenders Navigate New Vetting Landscape Without Franchise Directory
The past year was an adjustment period for lenders, as they’ve had to vet the eligibility of franchise brands without the help of the...

Rob Philion
3 min read


The SBA is unveiling new credit lines of up to $5 million to fund small businesses
The U.S. Small Business Administration plans to unveil new government-backed credit lines of up to $5 million for small businesses, SBA...

Rob Philion
1 min read


Top 5 Little-Known Reasons Why Customers Buy From Small Businesses
As a small business owner, you should spend lots of time thinking about your customers: who they are, what they need, and why they buy...

Rob Philion
1 min read


Commercial Real Estate Debt Is Back With 170% Jump in Sales
Commercial real estate was one of the scariest assets in the US last year. This year, investors are warming to it once again — and that’s...

Rob Philion
3 min read


A look at small businesses in the U.S.
Most U.S. adults (86%) say small businesses have a positive effect on the way things are going in the country these days, according to a...

Rob Philion
1 min read


Endless Shrimp...What Could Go Wrong?
Red Lobster is in hot financial waters, attempting to stay afloat by eyeing Chapter 11 bankruptcy to restructure its debts after an...

Rob Philion
1 min read


SBA, Community Bank enable longtime employee to buy Sunrise Restaurant
After nearly 30 years as an employee at Sunrise Restaurant, Robbie Holson has worked just about every position in the eatery. Now, he...

Rob Philion
2 min read


New Small Business Lending Increases Despite Continued Constraints
New small business commercial and industrial (C&I) lending increased by 9.3 percent when compared to the previous quarter but remained...

Rob Philion
1 min read


Best & Worst States to Start a Business in 2024
Starting a business is never easy. About one-fifth of all startups typically don’t survive past year one of operation, according to the...

Rob Philion
1 min read


Start a Business Today
According to the SBA, in 2023, there were over 5 million new business applications filed. 5 million opportunities... 5 million first...

Rob Philion
1 min read



Rob Philion
0 min read


Top 10 Business Types with the Highest & Lowest Failure Rates
Top 10 US Businesses with the Highest Failure Rate Starting a business is an exhilarating venture, but it comes with its fair share of...

Rob Philion
4 min read


Easing The Credit Crisis For Minority Small Business Owners
Easing the Credit Crisis for Minority Business Owners Small business owners face a credit crisis—and the problem is even worse for...

Rob Philion
1 min read


10 states with the lowest, highest tax rates
Alaska is the state with the lowest tax rate, while Illinois is the state with the highest, according to personal finance site WalletHub....

Rob Philion
1 min read
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