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Both Ends of the Spectrum
In the field in Rhode Island witnessing a wonderful moment of humanity and also one that was, you know...Not so wonderful.
Rob Philion, Managing Partner
1 min read


There's Always A Choice
Vendors and service companies will often include the name of their preferred finance company (or even their in-house lender) on your...
Rob Philion, Managing Partner
1 min read


In Defense of Higher Rates
Fintech working capital loans often take it on the chin for their higher cost of capital. And while it's true that these loans, in...
Rob Philion, Managing Partner
2 min read


Lessons Learned From Wrestling
The great sport of Wrestling provides so many lessons, not only for our kids, students, and players, but for the rest of us as well. Just...
Rob Philion, Managing Partner
1 min read


What's Important To You
Speed is a tremendous advantage for a broker.
Rob Philion, Managing Partner
1 min read


Bank Account Verification on MCA's
Just a brief rundown of what to expect when lenders are verifying your accounts prior to depositing an advance.
Rob Philion, Managing Partner
1 min read


Bank Overdrafts and Negative Days
Most lenders in the unsecured working capital space are somewhat lenient as it relates to overdrafts and negative days on your business...
Rob Philion, Managing Partner
1 min read


Clearing The Mystery of Loan Approvals
So this morning as I was putting off heading into the icy, snowy darkness of Worcester Hills, I happened upon a lengthy, spirited (albeit...
Rob Philion, Managing Partner
2 min read


2019 Year End Reel
Anyone who knows me at all, understands how important family is not only to me personally, but to my business as well. It follows then...
Rob Philion, Managing Partner
1 min read


Finding The Why
So this is the “rules” section of my 8 year old daughter’s well adorned door that she shares (and apparently manages) with her sister. We...
Rob Philion, Managing Partner
1 min read


A word of advice to the gate keepers...
Sometimes having the person your speaking with omit just one word or even adjusting their tone a bit can get you past the gate, through...
Rob Philion, Managing Partner
1 min read


Pulling Your Own Credit Report
In this short clip, we discuss when it may be advantageous to pull your own credit report. One important note here is that this is...
Rob Philion, Managing Partner
1 min read


Being Honest with your Broker
Transparency is key to not only developing a loan request for your business, but developing a relationship with your closest advocate -...
Rob Philion, Managing Partner
1 min read


Quick Take - Commercial 2nds
Commercial Second Mortgages
Rob Philion, Managing Partner
1 min read


Rob Philion, Managing Partner
0 min read


Timing is everything!
An all too overlooked factor in the loan process is WHEN you apply for the loan. In this short clip, I explain why...
Rob Philion, Managing Partner
1 min read


Show Your Sales!
For cash based businesses, the struggle is real as it relates to traditional commercial loan documentation. If you are in one of these...
Rob Philion, Managing Partner
1 min read


Top 10 Reasons Banks Deny Your Small Business Loan
1) You're a Start Up. Most banks want to see a business fully up, running, and reportable. If you are not all three three, prepare to...
Rob Philion, Managing Partner
2 min read


Lending Caps on Credit Unions
In this short video, we discuss lending caps on credit unions...
Rob Philion, Managing Partner
1 min read


Rob Philion, Managing Partner
0 min read
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